Zebra stripes are armour against biting flies
The leading explanation for zebra stripes is not camouflage or cooling, but flies. In controlled experiments, horseflies approach striped and plain horses about equally yet fail to land on the stripes, veering off or bouncing away at the last moment. Biting tabanid flies settle on a plain coat roughly an order of magnitude more often than on a striped one. Drape an ordinary horse in a striped coat and it gets bitten far less.